Conventional

General
- Little to no overlays
- Make sense underwriting
- BestEx pricing on all programs
Other Programs
- W2 Only
- LPMI
- 5-10 Financed Properties
- Student Cashout

Standard Fixed

Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Owner Occ	Purchase	1	95	95	620	$453,100
Owner Occ	Purchase	2	85	85	620	$580,150
Owner Occ	Purchase	3	75	75	620	$701,250
Owner Occ	Purchase	4	75	75	620	$871,450
Owner Occ	Rate/Term Refi	1	95	95	620	$453,100
Owner Occ	Rate/Term Refi	2	85	85	620	$580,150
Owner Occ	Rate/Term Refi	3	75	75	620	$701,250
Owner Occ	Rate/Term Refi	4	75	75	620	$871,450
Owner Occ	Cashout Refi	1	80	80	620	$453,100
Owner Occ	Cashout Refi	2	75	75	620	$580,150
Owner Occ	Cashout Refi	3	75	75	620	$701,250
Owner Occ	Cashout Refi	4	75	75	620	$871,450
Second Home	Purchase	1	90	90	620	$453,100
Second Home	Rate/Term Refi	1	90	90	620	$453,100
Second Home	Cashout Refi	1	75	75	620	$453,100
Non-Owner Occ	Purchase	1	85	85	620	$453,100
Non-Owner Occ	Purchase	2	75	75	620	$580,150
Non-Owner Occ	Purchase	3	75	75	620	$701,250
Non-Owner Occ	Purchase	4	75	75	620	$871,450
Non-Owner Occ	Rate/Term Refi	1	75	75	620	$453,100
Non-Owner Occ	Rate/Term Refi	2	75	75	620	$580,150
Non-Owner Occ	Rate/Term Refi	3	75	75	620	$701,250
Non-Owner Occ	Rate/Term Refi	4	75	75	620	$871,450
Non-Owner Occ	Cashout Refi	1	75	75	620	$453,100
Non-Owner Occ	Cashout Refi	2	70	70	620	$580,150
Non-Owner Occ	Cashout Refi	3	70	70	620	$701,250
Non-Owner Occ	Cashout Refi	4	70	70	620	$871,450

Standard ARMs

Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Owner Occ	Purchase	1	90	90	620	$453,100
Owner Occ	Purchase	2	75	75	620	$580,150
Owner Occ	Purchase	3	65	65	620	$701,250
Owner Occ	Purchase	4	65	65	620	$871,450
Owner Occ	Rate/Term Refi	1	90	90	620	$453,100
Owner Occ	Rate/Term Refi	2	75	75	620	$580,150
Owner Occ	Rate/Term Refi	3	65	65	620	$701,250
Owner Occ	Rate/Term Refi	4	65	65	620	$871,450
Owner Occ	Cashout Refi	1	75	75	620	$453,100
Owner Occ	Cashout Refi	2	65	65	620	$580,150
Owner Occ	Cashout Refi	3	65	65	620	$701,250
Owner Occ	Cashout Refi	4	65	65	620	$871,450
Second Home	Purchase	1	80	80	620	$453,100
Second Home	Rate/Term Refi	1	80	80	620	$453,100
Second Home	Cashout Refi	1	65	65	620	$453,100
Non-Owner Occ	Purchase	1	75	75	620	$453,100
Non-Owner Occ	Purchase	2	65	65	620	$580,150
Non-Owner Occ	Purchase	3	65	65	620	$701,250
Non-Owner Occ	Purchase	4	65	65	620	$871,450
Non-Owner Occ	Rate/Term Refi	1	65	65	620	$453,100
Non-Owner Occ	Rate/Term Refi	2	65	65	620	$580,150
Non-Owner Occ	Rate/Term Refi	3	65	65	620	$701,250
Non-Owner Occ	Rate/Term Refi	4	65	65	620	$871,450
Non-Owner Occ	Cashout Refi	1	65	65	620	$453,100
Non-Owner Occ	Cashout Refi	2	60	60	620	$580,150
Non-Owner Occ	Cashout Refi	3	60	60	620	$701,250
Non-Owner Occ	Cashout Refi	4	60	60	620	$871,450

High Balance Fixed

Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Owner Occ	Purchase	1	95	95	620	$679,650
Owner Occ	Purchase	2	85	85	620	$870,225
Owner Occ	Purchase	3	75	75	620	$1,051,875
Owner Occ	Purchase	4	75	75	620	$1,307,175
Owner Occ	Rate/Term Refi	1	95	95	620	$679,650
Owner Occ	Rate/Term Refi	2	85	85	620	$870,225
Owner Occ	Rate/Term Refi	3	75	75	620	$1,051,875
Owner Occ	Rate/Term Refi	4	75	75	620	$1,307,175
Owner Occ	Cashout Refi	1	80	80	620	$679,650
Owner Occ	Cashout Refi	2	75	75	620	$870,225
Owner Occ	Cashout Refi	3	75	75	620	$1,051,875
Owner Occ	Cashout Refi	4	75	75	620	$1,307,175
Second Home	Purchase	1	90	65	620	$679,650
Second Home	Rate/Term Refi	1	90	65	620	$679,650
Second Home	Cashout Refi	1	75	75	620	$679,650
Non-Owner Occ	Purchase	1	85	65	620	$679,650
Non-Owner Occ	Purchase	2	75	75	620	$870,225
Non-Owner Occ	Purchase	3	75	75	620	$1,051,875
Non-Owner Occ	Purchase	4	75	75	620	$1,307,175
Non-Owner Occ	Rate/Term Refi	1	75	75	620	$679,650
Non-Owner Occ	Rate/Term Refi	2	75	75	620	$870,225
Non-Owner Occ	Rate/Term Refi	3	75	75	620	$1,051,875
Non-Owner Occ	Rate/Term Refi	4	75	75	620	$1,307,175
Non-Owner Occ	Cashout Refi	1	75	75	620	$679,650
Non-Owner Occ	Cashout Refi	2	70	70	620	$870,225
Non-Owner Occ	Cashout Refi	3	70	70	620	$1,051,875
Non-Owner Occ	Cashout Refi	4	70	70	620	$1,307,175

High Balance ARMs

Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Owner Occ	Purchase	1	90	90	620	$679,650
Owner Occ	Purchase	2	75	75	620	$870,225
Owner Occ	Purchase	3	65	65	620	$1,051,875
Owner Occ	Purchase	4	65	65	620	$1,307,175
Owner Occ	Rate/Term Refi	1	90	90	620	$679,650
Owner Occ	Rate/Term Refi	2	75	75	620	$870,225
Owner Occ	Rate/Term Refi	3	65	65	620	$1,051,875
Owner Occ	Rate/Term Refi	4	65	65	620	$1,307,175
Owner Occ	Cashout Refi	1	75	75	620	$679,650
Owner Occ	Cashout Refi	2	65	65	620	$870,225
Owner Occ	Cashout Refi	3	65	65	620	$1,051,875
Owner Occ	Cashout Refi	4	65	65	620	$1,307,175
Second Home	Purchase	1	80	80	620	$679,650
Second Home	Rate/Term Refi	1	80	80	620	$679,650
Second Home	Cashout Refi	1	65	65	620	$679,650
Non-Owner Occ	Purchase	1	75	75	620	$679,650
Non-Owner Occ	Purchase	2	65	65	620	$870,225
Non-Owner Occ	Purchase	3	65	65	620	$1,051,875
Non-Owner Occ	Purchase	4	65	65	620	$1,307,175
Non-Owner Occ	Rate/Term Refi	1	65	65	620	$679,650
Non-Owner Occ	Rate/Term Refi	2	65	65	620	$870,225
Non-Owner Occ	Rate/Term Refi	3	65	65	620	$1,051,875
Non-Owner Occ	Rate/Term Refi	4	65	65	620	$1,307,175
Non-Owner Occ	Cashout Refi	1	65	65	620	$679,650
Non-Owner Occ	Cashout Refi	2	60	60	620	$870,225
Non-Owner Occ	Cashout Refi	3	60	60	620	$1,051,875
Non-Owner Occ	Cashout Refi	4	60	60	620	$1,307,175

CONVENTIONAL.