VA.

Standard, High Balance, Streamline
Fixed Rate & ARMs
QuickPricer Enabled

Programs

VA Fixed, High Balance, IRRRL
- 30yr Fixed
- 30yr Fixed High Balance
- 15yr Fixed
- 15yr Fixed High Balance
VA ARM, High Balance, IRRRL
- 5/1 CMT
- 5/1 CMT High Balance
- 5/1 CMT IRRRL

Highlights

General
- LAPP/SAR UW on staff
- FICO to 600
- County loan limits do not apply
Other Programs
- Other programs coming soon
  
  Renovation loans (Reno)
  
  Energy Efficient Mortgages (EEM)

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Guidelines

Last Updated: 1/1/18

VA Fixed/ARM

Doc Type	Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Full Doc	Owner Occ	Purchase	1	100	100	620	$484,350
Full Doc	Owner Occ	Purchase	2	100	100	620	$620,200
Full Doc	Owner Occ	Purchase	3	100	100	620	$749,650
Full Doc	Owner Occ	Purchase	4	100	100	620	$931,600
Full Doc	Owner Occ	Cashout Refi	1	100	100	660	$484,350
Full Doc	Owner Occ	Cashout Refi	2	100	100	660	$620,200
Full Doc	Owner Occ	Cashout Refi	3	100	100	660	$749,650
Full Doc	Owner Occ	Cashout Refi	4	100	100	660	$931,600
Full Doc	Owner Occ	Cashout Refi	1	90	90	620	$484,350
Full Doc	Owner Occ	Cashout Refi	2	90	90	620	$620,200
Full Doc	Owner Occ	Cashout Refi	3	90	90	620	$749,650
Full Doc	Owner Occ	Cashout Refi	4	90	90	620	$931,600

VA High Balance Fixed/ARM

Doc Type	Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
Full Doc	Owner Occ	Purchase	1	100	100	620	$726,525
Full Doc	Owner Occ	Purchase	2	100	100	620	$930,300
Full Doc	Owner Occ	Purchase	3	100	100	620	$1,124,475
Full Doc	Owner Occ	Purchase	4	100	100	620	$1,397,400
Full Doc	Owner Occ	Cashout Refi	1	100	100	660	$726,525
Full Doc	Owner Occ	Cashout Refi	2	100	100	660	$930,300
Full Doc	Owner Occ	Cashout Refi	3	100	100	660	$1,124,475
Full Doc	Owner Occ	Cashout Refi	4	100	100	660	$1,397,400
Full Doc	Owner Occ	Cashout Refi	1	90	90	620	$726,525
Full Doc	Owner Occ	Cashout Refi	2	90	90	620	$930,300
Full Doc	Owner Occ	Cashout Refi	3	90	90	620	$1,124,475
Full Doc	Owner Occ	Cashout Refi	4	90	90	620	$1,397,400

VA IRRRL Fixed/ARM

Doc Type	Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
IRRRL	Owner Occ	IRRRL	1	105	105	620	$484,350
IRRRL	Owner Occ	IRRRL	2	105	105	620	$620,200
IRRRL	Owner Occ	IRRRL	3	105	105	620	$749,650
IRRRL	Owner Occ	IRRRL	4	105	105	620	$931,600

VA IRRRL High Balance Fixed/ARM

Doc Type	Occ	LoanPurp	Units	Max LTV	Max CLTV	Min FICO	Max Loan Amt
IRRRL	Owner Occ	IRRRL	1	105	105	620	$726,525
IRRRL	Owner Occ	IRRRL	2	105	105	620	$930,300
IRRRL	Owner Occ	IRRRL	3	105	105	620	$1,124,475
IRRRL	Owner Occ	IRRRL	4	105	105	620	$1,397,400